Helping Families Uncover Debt Relief Solutions

Financial troubles can consume your life. From the moment you wake up each morning, you may struggle with anxiety and frustration. Are you in danger of losing your home? Is someone garnishing your paycheck? Are you weary of harassing phone calls and threatening letters from debt collectors?

At Gurtner Law, LLC, we have seen how debt can damage people's lives. We will make it our goal to protect you and your family from that damage. We have helped many Ohio residents find relief through bankruptcy. Call 614-464-4100 to discuss your debt relief options with an experienced bankruptcy lawyer.

Understanding Your Bankruptcy Options

Filing for bankruptcy can provide an immediate sense of relief. Filing places a halt on all collection activities, including foreclosure, wage garnishment, harassing creditor calls and repossession.

Your circumstances determine which form of bankruptcy will suit you and your family best or if you even need to file. We advise Ohio residents through all forms of bankruptcy relief, including cases filed under Chapter 7, Chapter 12 and Chapter 13. At Gurtner Law, LLC, we can advise you on the best way to get a fresh financial start while maximizing your ability to retain assets.

Chapter 7 bankruptcy:

  • Provides a fresh start by eliminating many unsecured debts
  • May involve the liquidation of some assets
  • Requires eligibility based on income and other factors

Chapter 13 bankruptcy:

  • Restructures your debt through a three- to five-year payment plan
  • Requires a regular source of income
  • Bases monthly payments on your income
  • Discharges outstanding unsecured debt at the end of the bankruptcy term

Chapter 12 bankruptcy:

  • Is similar to Chapter 13, but is available only to family farmers
  • Stipulates that 80 percent of your debt is related to your family farm
  • Allows a flexible three- to five-year repayment plan

The fate of your secured debt may be negotiable with any of these bankruptcy methods. It is important to work with an experienced bankruptcy attorney who can carefully evaluate your circumstances and help you determine which solution will be most beneficial for you and your family.

Financial difficulties can place strain on family relationships and may contribute to a divorce decision. If you face divorce or other family law concerns, we can provide the compassionate counsel you require.

Contact Us For Experienced Bankruptcy Assistance

Debt does not have to control your life. Contact our Columbus office for a free phone consultation to learn more about your debt relief options. Call 614-464-4100 or contact us online today to schedule your consultation with attorney Daniel R. Gurtner.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code 11 USC Section 528(a).